Unsecured Business Funding
Term loans and business credit programs for U.S. companies — no collateral, no upfront fees, and 0% interest for the first 6–12 months on qualifying loans.
Funded through our preferred lending partner · Capital Worth facilitates the introduction
Two Programs
Choose the Program That Fits Your Business
Program Benefits
- 0% interest for 6–12 months
- No minimum time in business
- Stated income — no tax return required
- No upfront fees
- Reports only to the business (not personal credit)
Requirements
- 680+ personal credit score on all 3 bureaus
- 2 years personal tax returns showing $50,000+ taxable income
Simple Process
How It Works
Submit Pre-Qualification
Complete the short form with your basic details, funding amount, and attach your FICO 8 credit report and tax returns.
Review & Match
Our funding partner reviews your profile and matches you to the program that fits your credit profile and business needs.
Receive Funding
Once approved, funds are deployed — with 0% interest for the first 6–12 months on qualifying term loans.
Pre-Qualification Form
What to Have Ready
The application takes under 10 minutes. Have these documents ready before you start.
- Full legal name and contact information
- Phone number and email address
- Funding amount you are seeking
- FICO 8 credit report (all 3 bureaus) — download link provided in the form
- Personal tax return from the year before last
- Last year's personal tax return
- Name of the person who referred you (if applicable)
Ready to Access Unsecured Funding?
Submit your pre-qualification today. No hard credit pull. No upfront fees. Available to U.S. businesses only.
Disclosure: Capital Worth Inc facilitates introductions to third-party lending partners. Funding programs are provided by Preferred Funding Group and are subject to credit approval, lender underwriting, and applicable terms. Capital Worth Inc is not a lender. Available to U.S.-based businesses only. Approval is not guaranteed. Credit scores and income requirements are set by the lending partner and are subject to change.