US Businesses Only · All 50 States · Official Partner Program
Small Business Funding
Available in All 50 States
Lines of credit, working capital, and term loans from $10K to $3M. Fast approval, same-day funding, and a 500 FICO minimum — most US businesses qualify.
Approval within 24 hours
Same-day funding available
No hard credit pull to check offers
500 FICO minimum
Basic Qualifications
US-based business — all 50 states
Minimum 500 FICO credit score
Active business bank account
At least 3 months in business
Minimum $10,000 monthly revenue
No hard credit pull to check offers
New Program
Unsecured Business Funding
For U.S. businesses with strong personal credit. Access 5–7 year term loans with 0% interest for 6–12 months, or a business credit card program — no collateral, no upfront fees, reports to business only.
680+ credit score0% intro interestNo upfront feesReports to business only
Select Your State
Funding Available in Every US State
Select your state for local business context, industry-specific information, and to apply for funding.
ALAlabamaAKAlaskaAZArizonaARArkansasCACaliforniaCOColoradoCTConnecticutDEDelawareFLFloridaGAGeorgiaHIHawaiiIDIdahoILIllinoisINIndianaIAIowaKSKansasKYKentuckyLALouisianaMEMaineMDMarylandMAMassachusettsMIMichiganMNMinnesotaMSMississippiMOMissouriMTMontanaNENebraskaNVNevadaNHNew HampshireNJNew JerseyNMNew MexicoNYNew YorkNCNorth CarolinaNDNorth DakotaOHOhioOKOklahomaOROregonPAPennsylvaniaRIRhode IslandSCSouth CarolinaSDSouth DakotaTNTennesseeTXTexasUTUtahVTVermontVAVirginiaWAWashingtonWVWest VirginiaWIWisconsinWYWyoming
Ready to Apply?
Checking your offer takes minutes and has no impact on your credit score. Most US businesses qualify.
Check My Offer Now — FreeCapital Worth US Small Business Funding is available exclusively to US-based businesses.